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Read about Riverty's journey and how we aim to be the most human centric fintech.

Beauty products being sold
Blog Consumption
Aug 12, 2026 5 minutes

How successful beauty brands win with seamless purchase experiences —from checkout to after-sales

The most successful beauty brands don’t consider checkout and after-sales as separate elements of the customer journey. They consider it to be one connected and seamless experience. And it’s that shift in thinking that separates brands with strong repeat purchase rates from those that continually have to reacquire customers they’ve already won.

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xxx
Blog Consumption
Aug 12, 2026 5 minutes

Refund transparency: The most underestimated driver for fashion customer loyalty

In fashion retail, refunds are a fact of life. So, what if your brand could transform its refund process from a necessary hassle into a driver for fashion customer loyalty? The answer is refund transparency.

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Phone screen with monthly invoice
Blog Consumption
Aug 4, 2026 5 minutes

How Haibu Simplified B2B Purchasing with Riverty’s Monthly Invoice

Professional buyers order often, in varying amounts, at whatever hour the working day allows. For the merchants who supply them, every one of those orders traditionally comes with a payment moment attached. Haibu, a supplier to professional hairdressers and salons, saw how much friction that added up to – and worked with Riverty to remove it. With Riverty’s Monthly Invoice, Haibu’s customers now consolidate all their purchases into a single invoice at the end of the month.

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Woman on a street
Case Study E-Commerce

In-House BNPL: What it really costs in 2026

At first, building in-house BNPL makes sense: control over credit logic, no third-party dependency, the ability to move at your own pace. But the total cost of that control – engineering maintenance, fraud exposure, dispute handling, compliance overhead – rarely surfaces cleanly on the P&L. CCD2 has made that accounting unavoidable. This guide breaks down what running in-house BNPL actually costs, and what your options look like now.

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Beauty products being sold
Blog Consumption
Aug 12, 2026 5 minutes

How successful beauty brands win with seamless purchase experiences —from checkout to after-sales

The most successful beauty brands don’t consider checkout and after-sales as separate elements of the customer journey. They consider it to be one connected and seamless experience. And it’s that shift in thinking that separates brands with strong repeat purchase rates from those that continually have to reacquire customers they’ve already won.

READ MORE
xxx
Blog Consumption
Aug 12, 2026 5 minutes

Refund transparency: The most underestimated driver for fashion customer loyalty

In fashion retail, refunds are a fact of life. So, what if your brand could transform its refund process from a necessary hassle into a driver for fashion customer loyalty? The answer is refund transparency.

READ MORE
Phone screen with monthly invoice
Blog Consumption
Aug 4, 2026 5 minutes

How Haibu Simplified B2B Purchasing with Riverty’s Monthly Invoice

Professional buyers order often, in varying amounts, at whatever hour the working day allows. For the merchants who supply them, every one of those orders traditionally comes with a payment moment attached. Haibu, a supplier to professional hairdressers and salons, saw how much friction that added up to – and worked with Riverty to remove it. With Riverty’s Monthly Invoice, Haibu’s customers now consolidate all their purchases into a single invoice at the end of the month.

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A woman
Blog Consumption
Jun 8, 2026 3 minutes

CCD2 is sorted. Now ask the harder questions

A new regulation has landed in Germany. For most BNPL providers, it means new compliance steps, additional verification, and changes to the checkout experience. For merchants using Riverty’s 14-day invoice, the situation is currently simpler – this product is temporarily exempt from these requirements, so the checkout experience stays as it is; no additional friction, no new steps for your customers. For merchants in Germany, it’s a concrete advantage at a moment when competitors are adding steps.

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Female shopper opening and testing a perfume after opening the package.
Blog Consumption
Apr 15, 2026 5 min

Why Loyalty Is Built On Clarity During And After Checkout

In beauty ecommerce, the relationship between a brand and its customer doesn’t end at checkout. It’s tested there – and then again in everything that follows. Whether a customer returns for their next skincare order or quietly switches to a competitor often has less to do with the product itself than with how confident they felt throughout the payment journey. Clarity – at checkout and beyond – is what builds that confidence. And in a category where repurchase behaviour drives the majority of revenue, it’s one of the most underused loyalty levers available to merchants.

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A woman is sitting on the couch and looking at her phone.
Blog Consumption
Apr 15, 2026 4 min

Returns in Fashion: The Hidden Operational Challenge

Returns are a structural reality in fashion ecommerce. High return rates aren’t exceptions – they’re built into the business model. Customers order multiple sizes, try items at home, and send back what doesn’t work. For fashion brands, the question isn’t whether returns will happen, but how well the business can handle them when they do.

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Olive-green heeled ankle boot on boxes, hands emerging from green curtains with coffee cup and receipt.
Blog Consumption
Mar 3, 2026 5min

Beyond Checkout: Where Fashion Brands Lose Margin

For fashion ecommerce brands, the sale isn’t the finish line – it’s the starting point for a set of processes that quietly determine how much margin actually gets kept. While most attention focuses on conversion rates and average order values, the real cost often begins after checkout. Returns, refunds, and payment handling don’t just affect cash flow – they directly shape long-term profitability. The challenge is that these post-purchase processes are structural realities in fashion, not occasional exceptions.

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A serving hand holding a tray with a red lipstick on a box in front of green curtains.
Blog Consumption
Feb 19, 2026 5 min

Buy Now Pay Later for Cosmetics: How Flexible Payments Secure
E-Commerce Growth

Buy Now Pay Later cosmetics solutions are transforming how beauty brands connect with customers. In the premium beauty segment, Buy Now Pay Later cosmetics options have evolved from a nice-to-have feature to an essential checkout element that directly impacts conversion rates, average order values, and customer loyalty. For beauty retailers offering high-value products like fragrances, skincare sets, or beauty devices, payment flexibility removes purchase barriers and creates accessible pathways to premium products.

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Woman with laptop sitting on a yoga mat.
Blog Consumption
Jan 7, 2026 5 min

E-Commerce Payment Solutions: What Truly Matters – Flexibility, Trust, and
Technology

E-commerce payment solutions represent far more than technical infrastructure. They form the foundation of every stable online business, controlling cash flow, protecting sensitive data, and determining how reliably customers perceive a brand. A functioning payment process builds trust among customers, merchants, and partners throughout the entire value chain.

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