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Finance Blog Education
Sep 4, 2026 5 min

Digital payment options explained

Online shopping is part of everyday life – and it’s never been easier. A few clicks, and your new favourite item is on its way. At checkout, you’re not just choosing the product, you’re also deciding how you want to pay. Credit card, bank transfer or “buy now, pay later” – each option has its pros, but there are also a few things to keep in mind. In this article, we look at what “Buy now, pay later” or BNPL really means, how invoice payment works, and how solutions like Riverty’s Flex and payment pause can help you manage your payments in a way that fits your life – without losing track.

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Man talking about invoice payment myths
Finance Blog My Riverty
Jul 29, 2026

Invoice Payments Explained: Common Myths and the Facts Behind Them

From worrying about hidden fees to damaging credit scores, there are plenty of misconceptions around paying later. That’s why we’ve teamed up with Vince to put the most common BNPL myths to the test. We’ll separate fact from fiction, so you know exactly what to expect before choosing to pay later.

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Person looking at their budget on a phone screen
Finance Blog My Riverty
Editorial Team | Jun 29, 2026 5 min

BNPL and budgeting: a practical guide for summer spending

Summer tends to cost more than expected. Holidays, festivals, a few home improvements, the annual wardrobe refresh before the kids go back to school – it adds up quickly, often across several weeks. It’s often a period when income stays the same while outgoings don’t. If you’re using it deliberately, buy now, pay later (BNPL) can be a useful tool during a summer budget. Here are some practical budgeting tips on how to do that.

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Woman holding up a dress and looking in the mirror
Finance Blog Education
May 3, 2024

Have you been misled by common misconceptions about Buy Now Pay Later (BNPL) services?

In recent years, Buy Now, Pay Later (BNPL) services have increased in popularity, revolutionizing the way consumers make purchases. From fashion to electronics, BNPL options like those offered by Riverty provide flexibility and convenience, allowing customers to spread the cost of their purchases over time without accruing interest if paying on time. However, despite more people using BNPL, the services often fall victim to misconceptions and misunderstandings. Let’s delve into some of the common misconceptions about BNPL and shed light on the reality behind these payment solutions.

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Jana from Finanzfriede wears a turquoise blouse and can be seen in the middle of the picture
Finance Blog Back in Flow
Editorial Team | May 23, 2023 4 min

Female Finances: Money Matters - Session with financial expert Jana from Finanzfriede

"Don't compare yourself to others! Decide for yourself what is best for you". Jana from Finanzfriede shares her knowledge on the topic of finances and how to best use them for yourself and your own goals. Let's face it: we all want to have our finances under control, but we often shy away from facing it all and creating a truly transparent overview. We would all like to secure our financial future and not worry about our pension. But where and how do we start? In order to get off to the right start in our fight through the financial jungle, we had the pleasure of meeting Jana and talking to her.

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A group of friends sits on a green meadow and they talk and laugh together.
Finance Blog Back in Flow
Editorial Team | May 13, 2023 4 min

Learning from Frugalists means learning to save

Frugalists live frugally and want to save as much as possible in order to retire early. Frugalism is an attitude to life, mostly of singles, who earn well. However, some of their ideas can also be useful for other people.

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Paigo becomes part of Riverty
Finance Blog Back in Flow
Sven Schneider | Oct 4, 2022 3 min

Paigo becomes part of Riverty: What's behind it and what changes?

Two years ago, we ventured into something completely new: Paigo. Now we are designing the next level: Riverty. As Riverty, we will work in the future to support people even more comprehensively and sustainably in finding their financial balance.

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